Kiva Partnership Inquiry

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Kiva partners with a range of organizations, including microfinance institutions (MFIs), social enterprises and nonprofits. Our partner organizations are united by a strong commitment to serving the needs of poor, vulnerable and/or excluded populations, either through financial services or by using credit to expand access to beneficial products and services. Kiva charges the majority of our partners affordable fees based on our assessment of risk, impact and the operating environment in order to cover our costs.
Criteria for Partnership
  • Display a strong commitment to serving Kiva’s focus populations
  • Operate an existing lending program with portfolio quality that is in line with market context and industry standards 
  • Provide a specific proposal for using Kiva’s capital to fund loan products that are affordable for clients and have a high social impact
  • Be able to post at least $300,000 USD in loans in the first 12 months on the Kiva website, with the capacity to grow in subsequent years
  • Have assets or operating revenues of at least $1M USD
  • Be able to legally accept and repay debt denominated in US Dollars
  • Be legally registered, licensed, and in good standing
  • Committed to following the Cerise + SPTF universal client protection standards


Please note that Kiva is currently unable to accept applications from organizations solely registered in the following countries: Afghanistan, Belarus, Burundi, Central African Republic, Cuba, EU member countries, Iran, Iraq, Libya, North Korea, Russia, Somalia (inc. Somaliland), South Sudan, Sudan, Syria, United Kingdom, Venezuela, Yemen. This list may change on an ongoing basis.

Credit tiers

Kiva has a system of credit tiers that enables us to work with a diverse set of Lending Partners with varying credit needs.


  • A Lending Partner’s credit line can range from $100,000 to $5 million USD, depending on the credit tier assigned by Kiva.
  • The level of due diligence that Kiva conducts on a Lending Partner depends on the credit tier assigned, with additional documentation and onsite visits required for higher tiers.
  • A Lending Partner is eligible to graduate to higher tiers as they utilize their credit line and demonstrate a successful track record with Kiva.
  • Kiva limits our exposure to 30% of a partner's loan portfolio, or 50% of a partner's total assets for partners whose primary business is not credit.

This form will provide Kiva with the necessary information to determine if a deeper conversation is appropriate.


After you submit your application, you will be contacted by a Kiva analyst if Kiva is interested in pursuing your application further.

About your organization



First name Last name

example@example.com


Please include the country code


























Kiva prefers social impact that is a direct result of the organization's business model and linked to poverty alleviation.



First and last name

How were you referred to Kiva?
While not required, a reference is very helpful to our analysts.


First and last name

example@example.com
Affiliations



Financial information
Please provide figures from your current financials.





Yes No

Proposed Loan Product Structure
What kind of loan product would you seek to fund with Kiva? Please describe a typical loan below.

Please enter in USD

Please enter in months

Please summarize repayment structure for this loan product.

See the Kiva website for examples. A loan of USDx helps...
By submitting this application you are agreeing to the Kiva terms of use. Full terms of use can be viewed at http://www.kiva.org/legal/terms.
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